Bray and Oakley Insurance Agency


“Big Enough To Handle All Your Insurance Needs, But Small Enough To Care”


Bray & Oakley is a full service independent agency offering automobile, home, business, health, and life coverages. We have served the citizens of Southern West Virginia since 1920.

Why an Independent Agent?

Being an independent agent we are able to shop through several companies to figure the best fit for your needs!

Not all insurance agents are the same!

Choosing the right one can make a big difference – in price, service, and value.

We Live In Your Community!

At Bray & Oakley, we are your neighbors,friend and family. We care about your needs.

Some Of The Companies We Represent 

West Virgina and Kentucky’s Choice For All Their Insurance Needs

At Bray and Oakley Insurance Agency we have over 95 years or experience and knowledge, and we offer a wide range of services: life, health, home, car and commercial insurance. If you need any kind of insurance no matter where you are in West Virgina, and now in our new locations in Kentucky, let Bray and Oakley help you.

We have helped thousands of people and their families and businesses save money and recover their losses in times of calamity; let us helps yours. Our promise is that we will meet you where you are and we will always listen. You don’t get to be over 90 years old by not meeting expectations and helping others. Find out why people come to us when they need insurance!

Car Insurance

At Bray & Oakley Insurance Agency we take the time to learn your specific needs and identify any possible risks covering your car. Establishing a long-term relationship with your car auto insurance agent can provide you with peace of mind knowing all of your car auto insurance needs are in the hands of someone you trust. We are able to supply all types of car auto insurance policies through our experienced auto insurance agent. Bray & Oakley Insurance Agency is eager to find you affordable coverage based on your unique needs. Our car auto insurance options include:

Auto Insurance

Classic Car Insurance

Motorcycle Insurance

Off-Road Vehicle Insurance

Watercraft Insurance

Recreational Vehicle Insurance

Home Insurance

If you own or rent a home than you should always carry insurance. Your home is usually your biggest investment and you shouldn’t take no chances. Let our professionals and agents at Bray & Oakley help you find the policy that best suites your needs. Call us or request a quote today for your homeowners or renters insurance.

Life Insurance

A natural part of life is death and one of these days you are going to leave your loved ones behind. When you do leave them there is things you will leave behind bills,debts and more. These things can leave your family frustrated and in despair. Let our agents help you. The best way to make sure your family is took care of and you don’t leave any burdens on them is by a good life insurance policy. Let Bray and Oakley find the best policy for you so you can leave you and your loved ones with a peace of mind.

Commercial Insurance

Do you own a business in West Virginia? If so everyday you face the risk and exposures that come with owning a business: Employees,Customers,Your Office or Building and many more things. Let Bray and Oakley help you with those risk and exposures with our commercial insurance coverages. We have several companies from which we can take a look at to see which one is the best fit for you. No matter if it is workers comp. or commercial trucking we can help you with your needs. Give us a call today!


Health Insurance

One thing that is challenging and confusing to many West Virginians is health care coverage. Our agents have many years of experience with medicaid and medicare and the affordable healthcare act. If you have questions, we have answers and we can help you find an affordable insurance or supplement plan that suites your needs. Request a quote below or give us a call we will be glad to help you.