Medicare Supplement
Insurance
Find the right fit to help manage costs.
Medicare supplement insurance throughout
West Virginia & Kentucky.
Medicare supplement insurance can be a complicated topic. Our agents can help you to determine which plan is the best fit for you.
Medicare Supplement Insurance
Medicare insurance is a government-sponsored health insurance program available to most people aged 65 or older and who have paid into Social Security. It’s divided into several sections with differing costs and choices.
Part A covers hospital treatment costs. In most cases there’s no premium payment, but recipients pay a deductible and also pay some coinsurance depending upon their medical treatments throughout the year.
Part B covers medical treatments outside of hospitals. Part B has an annual premium that is dependent on the recipient’s income and Social Security benefits. Recipients also pay a deductible and coinsurance.
Medicare recipients can also opt to take out a Medicare Advantage plan—sometimes called Part C. This means that the recipients will still pay for the Part B premium, but will get more choice over the balance of costs (premium, deductible and coinsurance) and coverage. They may also get coverage for services such as vision, hearing and dental that aren’t covered by ordinary Medicare.
Whichever plan you choose, the costs of prescription drugs are covered by Part D.
Medicare insurance can be a complicated issue, so please contact us today if you want to talk about your options.
Medicare Supplement Plan F & G Quote Request
As an independent agency, we offer multiple options at competitive prices.
Please give us a call for a quote for Medicare Supplement Plan F or G. One of our qualified agents can help you decide which supplement plan fits your budget and coverage needs.
Bray & Oakley at Logan
213 Main Street
Logan, WV 25601
Logan, WV 25601
Bray & Oakley in Weston
146 Main Ave,
Weston, WV 26452
Weston, WV 26452
Bray & Oakley in Richmond
2150 Lexington Rd, Suite D, Richmond, KY 40475
Bray & Oakley in Pikeville
103 Weddington Branch Road
Pikeville, KY 41501
Pikeville, KY 41501
Bray & Oakley in Lexington
3061 Fieldstone Way Suite 300,
Lexington, KY 40513
Lexington, KY 40513
Bray & Oakley in Chapmanville
1432 Main Street
Chapmanville, WV 25508
Chapmanville, WV 25508