Accidental Death & Dismemberment Insurance in Lexington KY

Let Us Help You Protect Your Employees.

Many employees want coverage beyond workers’ compensation or life insurance. They want to also have protection in the event of an accident, on or off the job.

Keeping Everyone Covered

Offering your employees Accidental Death and Dismemberment Insurance (AD&D) is a valuable and inexpensive benefit that can help your employees at a very bad time.

The purpose of Accidental Death and Dismemberment Insurance (AD&D) is to cover some of the lost income of the employee’s financial dependents if the employee should die from an accident. There are different policy options to choose from… even including the benefit of a policy payout for loss of limb and/or sight. The coverage can either provide coverage for a limited period of time or until the employee retires depending on the options you choose.

Like term life insurance, the Accidental Death and Dismemberment Insurance typically only pays out if the employee’s death occurs while premiums are still being paid. This type of insurance coverage is a variation of life insurance, but the difference with “AD&D” is, it will only pay out if the death is the result of an accident.

We Offer the Flexibility of Plans that Helps You To Help Your Employees

Our Accidental Death and Dismemberment Insurance can be purchased on its own policy or can be added as an additional benefit to one of our other life insurance policies.

Of course you know Accidental Death and Dismemberment Insurance is not a substitute for workers’ compensation insurance.

Ready to learn more about your options with Accidental Death and Dismemberment Insurance? Reach out to the agents at Bray & Oakley Insurance Agency. We can help you to determine if it is a good fit for your business.

Contact Bray & Oakley Today

You need Accidental Death and Dismemberment Insurance that you and your employees can depend upon. When you choose Bray & Oakley Insurance Agency, you are getting a helpful and knowledgeable partner dedicated to providing quality protection with competitive value pricing. We wish to establish a long-term, successful partnership with our clients, our staff members and the insurance companies.

Our Agents are available to talk with you about Accidental Death and Dismemberment and help you analyze your options. As an Independent Insurance Agency, we represent several insurance companies. We shop around for you. We compare prices and coverages and then customize the protection just for you. Give us a call today to learn about what insurance coverage options may be right for you.