Local Insurance Experts for All Types of Insurance in Richmond, KY

The Area’s Most Trusted Independent Insurance Agency for Over 100 years

Bray and Oakley Insurance Agency, an Independent Insurance Agency founded in Logan, West Virginia is dedicated to meeting the insurance needs of individuals, families and businesses in Kentucky and West Virginia. We welcome you to visit any of our locations in Richmond, Pikeville and Lexington, KY as well as Logan, Chapmanville and Weston, WV. 

Offering special, personalized levels of service, unique to the needs of our customers is our guarantee. The level of service we offer is unmatched and you know that you can depend on our agents to always deliver what we guarantee. Serving our community is our specialty. Let us help you with your insurance needs and your peace of mind in knowing you’re covered by the best.

Top Products and Services We Offer Our Clients in the foothills of the Appalachian Mountains

We know you have a lot of choices for insurance and we will always help you find the best fit for your needs.  What sets us apart is our service after the sell. Our value-added benefits include claims and risk management services. And you’ll never have to worry about chasing down an agent or wonder if your call will be returned. Our customers are our priority. Our service is our promise. 

We handle all your insurance needs including:

  • Home and Auto Insurance
  • Life and Health Insurance
  • ATV and Watercraft Insurance
  • Commercial, Business and Workers Compensation Insurance
  • Mobile Home, Renters and Condo Insurance
  • Personal Umbrella Insurance
  • Medicare Supplemental Insurance
  • Specialty Insurances: Pet, Wedding, Classic Car and more

Richmond, KY is nestled in the heart of the Bluegrass state, at the foot of the Appalachian Mountains. Since its founding in 1798 by a Revolutionary War colonel, Richmond has been a town busy making history. The second largest Civil War battle in Kentucky, the Battle of Richmond, was one of the most decisive and complete Confederate victories in the entire war.

There are so many amazing places to visit in Richmond. Fort Boonesborough State Park is a visitor favorite as well as the White Hall State Historic Site and the Battle of Richmond Visitors Center. Paradise Cove Aquatic Center is a family fun pool with slide and great for the smallest members of the family. The Hummel Planetarium at Eastern Kentucky University is a fun and adventurous spot for the whole family. The observatory offers Imax style education films in the center dome. 

After a day of enjoying all Richmond has to offer, we hope you’ll swing into Thai Smile at College Park, one of the best restaurants in Richmond or Smitty’s Southern Style BBQ for the best ribs in town. If you’re looking for a nice sit-down meal, The Texas Roadhouse has your steak and Casa Fiesta Mexican Grill offers delicious Mexican dishes. 

We know that buying insurance can be overwhelming without the right agent. It is recommended to ask someone you trust to recommend a local agent, interview all prospective agents, look for agents who are true insurance experts and to check their background to ensure licensing is up to date and meets state requirements. As a family agency with over 100 years of experience, we know insurance and will be here to answer the call.

Find out how Bray and Oakley Insurance Agency can help with your individual insurance needs. Visit us any time at www.brayandoakley.com to get a quote. You can call 800-353-9517 to speak with an agent or drop in at our Richmond office to speak with an agent in person: 2150 Lexington Rd Ste D2, Richmond, KY 40475

Big enough to handle all your insurance needs and still small enough to care, that’s Bray and Oakley Insurance Agency.